The Credit History Platform For The World’s 4 billion Unbanked And Underbanked
We strive to put people in control of their private information and to leverage digital data and platforms to make credit accessible to everyone and improve the lives of people who are otherwise left out by traditional banking processes.
Our mission is to increase financial inclusivity globally, by transforming the credit decision process through our state-of-the-art, data-driven, and cost-effective solutions that create a path for creditworthy individuals to access mainstream financial services.
We founded SCS to provide a way for consumers to securely and privately share any information about themselves with lenders in order to gain access to credit products under fair terms. Our focus is on the billions of unbanked and underbanked consumers who are currently excluded from the financial services that many in the world take for granted.
We believe that the financial gap is far too wide. We are passionate about shrinking the global wealth gap and expanding opportunity by enabling a fair and more inclusive credit process.
Our company's structure reflects our focus. No executive will make more than 5 times the lowest-paid employee and 20 percent of our profits will be given to local charitable partners to drive financial inclusion and education.
HOW IT WORKS
Billions of people lack a credit history and will be rejected using traditional scoring methods, preventing lenders from accessing a wider pool of potential clients who have the ability and willingness to pay.
SCS bridges that gap through our blockchain-based and Machine Learning enabled platform, that permits lenders to approve people with less risk using privacy-protected digital and behavioral metadata that can only be accessed with consumer consent.
SCS’s platform is built to store and process a vast number of data inputs and model deployments giving borrowers a fair credit score in a matter of seconds.
Industry-leading cryptography, blockchain, mobile and web technologies to store data securely and enhance the consumers privacy by controlling who has access to their information at a granular level.
This scalable and credible approach offers a non-intrusive, and transparent way to convert the individual’s non-traditional data into a credit score in real-time, all without adding any friction to the user journey.
CEO / CTO
Elizabeth Harold Close
VP, Global Business Development
VP, Latin America
Marcus Moraes de Oliveira
Managing Director, Brazil
Managing Director, Mexico
Manager, Global Business Development
Former VP Engineering at Trusting Social/Ex Amazon
Founder and President of MINSAD
Principal of Triumph Advisors
Ignacio De Loera
Sales Director, Latin America at Snowflake/Ex Google