Our blockchain-based platform uses encryption and smart contracts to address the significant security, privacy, data integrity, and convenience shortcomings of existing consumer credit history services and moves consumer credit into the Web 3.0, post-surveillance-capitalism framework.
Giving control to consumers and trustworthy data to creditors.
Your data is no longer private, data integrity has been compromised.
Credit history is bound by national borders and requires a middleman.
Confirming that applicant is the recipient is cumbersome, averaging 151 days to detect new account fraud.
Consumers have little control over their credit record or who has access to it.
Consumer personal information is now encrypted and decentralized.
Consumers control use of their own credit history and verify new entries through a secure app.
Operational, regulatory compliance, and fraud detection costs dramatically reduced due to decentralization and consumer attestation.
Creditors can update and view their customer’s accounts, and, with the customer’s approval, view their full credit history.
Consumers should have complete control over their finances, including their credit data. The Secure Credit Systems Platform uses cryptography, blockchain, and mobile and web technologies to store information securely and to control who has access to that information at a granular level. Our process returns control to consumers over their data and guarantees data integrity for creditors.
The SCS Platform recognizes that a consumer’s credit history is multi-dimensional and includes many non-traditional data points. Our platform therefore allows consumers and creditors to store data from traditional sources such as credit cards and mortgages, as well as alternative sources like utilities, mobile phone providers, or alternative loans. Indeed, the platform could be used to store any data over which users need to be able to exercise granular control over who may and may not access that data.
The paradigm has shifted.
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CEO/CTO
Greg brings a unique blend of software development and legal expertise, ideal for developing software in a legal realm like consumer credit.
CRO
David is an accomplished business development executive and entrepreneur who has created success in multiple industries.
Advisor
VP Engineering at Trusting Social
Advisor
Founder and President of MINSAD
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CEO of Fugue
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President of E-Channels, Inc.
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Founder/President of GPS Hiring
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Principal of Triumph Advisors